Terms of Service

Welcome to PAGA-MENOS INSURANCE GROUP LLC. By using our services, you agree to these Terms of Service. We provide business insurance, car insurance, commercial auto insurance, personal insurance, and liability coverage with a commitment to customer care and account management.

1. SMS Communication & Consent

We use SMS to provide policy updates, billing reminders, and important notifications in compliance with approved use cases, including account notifications, customer service, and marketing messages.

✅ Opt-In Instructions: By providing your phone number during the application process, customer service interactions, or online forms, you consent to receive SMS messages from PAGA-MENOS INSURANCE GROUP LLC.
✅ Message Frequency: Message frequency may vary based on policy status and account activity.
✅ Opt-Out Instructions: You may opt-out anytime by replying STOP to any message. For assistance, contact us at (832) 804-9286 or info@segurosenhouston.com.
✅ Message & Data Rates: Standard carrier message and data rates may apply.

2. User Responsibilities & Compliance

Users must:
✔ Ensure that all account information is accurate, current, and complete.
✔ Use our services only for lawful purposes.
✔ Not misuse, manipulate, or engage in fraudulent activities related to our services.

3. Liability Disclaimer

PAGA-MENOS INSURANCE GROUP LLC is not responsible for unauthorized access, system errors, or temporary service interruptions beyond our control. We make every effort to ensure accurate and timely communication but do not guarantee uninterrupted service.

4. Policy Updates & Modifications

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page and, if necessary, communicated via email or SMS. Continued use of our services after an update constitutes acceptance of the revised terms.

5. Contact Information

For questions or concerns regarding these Terms, please get in touch with us at:
📞 Phone: (832) 804-9286
📧 Email: info@segurosenhouston.com