When purchasing a new vehicle, you must know which are the main requirements for the process. But do you need a license to buy a car? Today, we’ll show you which are the main things to consider when getting a new vehicle!
Common Reasons Why People Buy a Car Without a License
Believe it or not, there are many cases in which you might find yourself wanting to purchase a vehicle without a license. For this reason, we’ll go over each of these scenarios.
Here are some situations in which you might need to buy a car without having a license:
- Purchasing a car as a gift to a family member
- Buying a vehicle for a caregiver to drive
- Collecting cars
- You need a car for your business
Purchasing a Car as a Gift to a Family Member
With the holiday season around the corner, it’s common for people to start buying vehicles for their loved ones. After all, your name will only be on the bill of sale since you won’t be the registered owner nor the title-holder.
Buying a Vehicle for a Caregiver to Drive
There are some instances in which you’ll need a vehicle, but you won’t be able to drive it around. In this case, you’ll want to own the car and allow a caregiver to use it. That way, you’ll be able to get to the places you need to be without the need to drive the vehicle yourself.
Of course, buying cars doesn’t have to be exclusively for driving them.
In fact, many people like to purchase cars for collection purposes. If this is your case, it’s very likely that you won’t need to get it insured or register. However, you’ll want to place your car in a safe place to prevent any accidents.
You Need a Car for Your Business
If you’re a business proprietor, you’ll likely want to have a car for any business rounds. You won’t need to count on a license in this scenario since you’ll purchase the vehicle under the company’s name.
What Are Some Things to Consider when Purchasing a Vehicle?
Buying a car is no easy task.
For this reason, you must know which are the main things to keep in mind in case you want to go through this task.
Do You Need a License to Buy a Car?
So, do you need a license to buy a car? Here in the state of Texas, you don’t require a license to purchase a vehicle. However, when purchasing a vehicle, you do need car insurance coverage beforehand. Luckily, there are insurance companies that can give you this auto policy.
Insurance Coverage for Your New Vehicle
No matter the type of coverage you count on, insurance is a must if you want to use a car legally. And, most auto insurance companies require you to have a previous driving record for you to work with them.
However, as we stated before, certain companies can offer you this type of coverage. For instance, here in Texas, Payless Insurance provides you with this sort of insurance without a driver’s license.
Additionally, when buying a car as a gift or for anybody else, make sure that the insurance policy is under the name of the person who’ll be using the vehicle. In case you’ll want insurance for a business car, be sure to count on commercial insurance since a personal one won’t suit you.
Financing and Payments
Let’s face it:
Buying a car with a single payment is ultra-rare.
That’s why you must have a clear picture of how you’ll be able to pay for your car.
Unfortunately, finding the right payment plan can sometimes turn out to be complicated.
First, you’ll want to count on any type of photo ID when it comes to loans. That way, the financial institution you’re working with makes sure that the loan is in your name rather than in somebody else’s.
While most people like to opt for a valid driver’s license, there isn’t any actual rule that explicitly states what photo ID you must use.
Moreover, dealerships often tell you to finance your car with them. However, they usually like to work with licensed drivers. For this reason, unlicensed drivers tend to pay for their vehicle with a third-party.
Also, if you want to make a good deal with your financing institution, be sure to count on quality insurance coverage first.
Process of Registration
We then have the car’s registration.
Being the most tedious and frustrating part of the process, future car owners must visit the DMV to register their car. If you want to drive your vehicle legally, then you can’t skip this step.
Although buying a car doesn’t require you to count on a license, registering a vehicle is a completely different story. The DMV needs a licensed driver to be the title-holder.
In case you’re purchasing a commercial vehicle, you’ll need to register the car under the company’s name. Also, you’ll want to make sure that all employees that’ll be driving the car have both license and insurance.
Other Things You Need for Buying a Car
Even though insurance, payments, and registration are the first things everybody thinks of when buying a car, there are other things you should know about as well. Among these other things, we have test drives and delivery costs:
If you want to make sure that your potential car is in excellent shape, then you must perform a test drive.
Also, test drives allow you to truly define if the car your buying is exactly what you’re looking for.
Last but not least, you’ll want to consider delivery costs.
When not counting on a license on buying a car, you won’t be able to drive it. That’s why you’ll want to bring the primary driver with you if you’re buying a car for somebody else. You can also ask the dealership to deliver the vehicle for you; however, this will come with an extra charge.
Tips for Buying a Car Without a Valid License
Finally, if you’re thinking about buying a car, there are certain things you should be mindful of.
Here are some things to keep in mind when buying a car without a driver’s license.
- Be sure to know who will be the primary driver.
- Count on the right insurance policy
- Buy your car at a dealership
- Count on financing during the process
So, whenever someone asks you, “Do you need a license to buy a car?” you already know the answer!
Remember to keep all of these tips when making your purchase and to drive safely.